As a Technical Architect, you will be responsible for the design of complex, multi-system environments taking into account production, testing and development environments. The role requires expertise in designing solutions that integrate hardware, operating systems, software solutions and connectivity into a target solution. The role requires critical review and analysis of business requirements for both internal and external clients. You will provide expert knowledge of technical architecture and serve as Subject Matter Expert to Senior Technology managers, Business, Operations and Technology teams. You will provide direction and guidance directly to sponsors, business analysts, developers, production support, and customer support specialists.
You should have a background in designing solutions across a number of payment related capabilities including customer-facing payment experiences, payment processing, risk/limit models, purchase authorizations, person-to-person, person-to-merchant and business-to-business payment models. Additional fluency with integration of packaged payments solutions (payroll, invoices, payment services, etc.) into the inventory of existing payment platforms will be invaluable experience.
You will work closely with other architects, developers and leads, customer experience, payment operations support and Payment business leads. You will develop and drive the technical direction for the Digital Payments domain including Bill Payment, Bill Presentment, Person-to-Person payments, Business-to-Business payments, and other payment and transaction models that integrate into the Digital Payment space. Additionally you will need to be versed in risk models (such as monetary and fraud risks) and account for these in your design.
Your ability to collaborate and reach consensus will be a significant and required asset. The position will also require you to identify issues in that collaborative environment and drive those issues to closure. You will be challenged to understand the real business needs and balance the business needs with existing technical constraints and operational impacts in order to develop implemental solutions. You will need to develop, maintain and improve the technical reference architecture for the Digital Payments domain.
You will identify and communicate risks associated with component or application implementation. You will support and guide the development teams during the analysis, development and testing processes. You will support the teams to sequence application component releases. You will prepare technical architecture deliverables in accordance with Commercial and Consumer Banking Architecture standards and communicate effectively with both technical and non-technical individuals at all levels.
You will need to work directly with senior business and technology leaders within the Digital organization as well as across the larger JPMC organization. The role is multi-dimensional in the number and tenor of the professional relationships that you will need to develop across the team with these leaders. This is also a key context of the role.
• Strong written and verbal communication skills
• Minimum 10 years in Information Technology Software Development and Delivery
• Minimum 5 years as Technical Architect with proven record of driving adoption of solutions and platforms into production
• Ability to work independently across multiple initiatives simultaneously
• Ability to work with multiple design and delivery partners including vendors
• Strong understanding of project management methodologies and tools including experience with agile delivery
• Minimum 5 years using architecture methodologies, standards and tools (TOGAF, domain driven design, UML, etc.)
• Solid skills in internet technologies, information architecture, customer analytics, and rules or decision systems
• Development and architecture experience with
+ Services (java, application servers, APIs, brokers)
+ Caching technologies (Gemfire, memcache, etc.)
+ Data technologies (Cassandra, relational databases)
+ Cloud (AWS, Azure, etc.)
+ Platform at scale: authentication, enrollment, self-servicing, notifications, transaction processing end-of-day cutoffs with limited to no degradation of system performance.
* Must have at least one of
+ Payment and Transaction initiation, fulfillment and settlement for individual payments (account-to-account transfers, Bill Pay, Zelle, Pay Pal, Venmo, and image capture, bill presentment, etc.)
+ Payment and Transaction initiation, fulfillment and settlement for institutional payments (ACH, Wires (Domestic and International Cross-Currency), internal/external transfers, payroll, invoicing, and payment distribution platforms)
+ Card Payments (VISA, Mastercard, ISO, EMV, issuance and acceptance, debit/credit, tokenization standards)
+ Mobile application development; native iOS/Android, hybrid applications, mobile browser
+ Address standardization utilization in transaction routing and merchant matching. (Code 1, Trillium, etc.)
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
Equal Opportunity Employer/Disability/Veterans